# Introduction to YLDX

## ✨ YLDX

YLDX is a leading CeDeFi platform that uniquely combines DeFi principles into three hybrid liquidity pools. This enables us to provide safe earning opportunities by working with decentralized protocols while ensuring the return of funds through smart contracts and full transparency.

Our strategy focuses on:

* Providing liquidity to decentralized exchanges (DEX).
* Supplying liquidity to cross-chain bridges.
* Interacting with lending protocols using looping strategies and delta-neutral approaches.

***

### Business Model

[YLDX](http://defibank.online/) offers three core investment products, each designed to cater to different investment strategies and goals. Our platform ensures high yields while minimizing risks through a carefully designed AI-based risk management methodology that reduces risk to nearly zero.

* **Stable Pool**
  * **Description:** Tailored for investors seeking predictable returns without market volatility. The pool operates with stable assets such as USDT and USDC across the top 20 blockchains and in over 150 liquidity pools.
  * **Current Value:** **$1.87**
  * **Returns:** **+87% over 29 months**
  * **Advantages:** Complete absence of volatility and portfolio impact, ensuring stability and predictable income.
* **Coin Pool**
  * **Description:** Designed for investors looking to increase the amount of Bitcoin and Ethereum rather than dollars. High returns with moderate volatility are achieved by including two major cryptocurrencies—Bitcoin (BTC) and Ethereum (ETH)—as well as 33% assets in USD.
  * **Current Value:** **$7.72**
  * **Returns:** **+672% over 29 months**
  * **Advantages:** A balance of high returns and moderate risks, leveraging the potential growth of both leading cryptocurrencies. The index benefits from liquidity provision, increased coin amounts, and the rising value of assets relative to the dollar.
* **DEX Pool**
  * **Description:** Offers maximum security and growth potential by investing in the top 20 cryptocurrencies. This pool is aimed at aggressive investors seeking maximum returns. DEX Pool can be seen as the S\&P 500 of the crypto world.
  * **Current Value:** **$10.15**
  * **Returns:** **+915% over 29 months**
  * **Advantages:** High monthly returns of 6–7% and a potential capitalization increase of at least 500% in the top 20 blockchains ensure an index growth potential of over 2000% (20x) in the next two years.

***

## 🚀 Unique Advantages of YLDX

* **Progressive Protocol Integration:** Our yield indices are constantly updated with the best-performing protocols, enhancing investment efficiency.
* **Unprecedented Diversification in DeFi:** Our diversification approach ensures exceptional stability and risk minimization.
* **Partnership Program and Transparency:** Our transparency and flexible partnership terms build trust among all participants.
* **Daily Dividends and Compound Interest:** Exponential growth of investments during months 13–15 through daily reinvestments.
* **Deflationary Token:** Quarterly buybacks of 4% of the company's token profits reduce the total token supply in circulation, increasing value via the buyback mechanism.
* **Governance Treasury:** 20% of profits are allocated to a DAO-managed fund for platform development. The treasury grows through buybacks until it reaches 70%.
* **Direct Connection Scaling:** Direct wallet integration eliminates the need for trust. Investors maintain exclusive access to their funds during pool operations.
* **Dividend Token-Share:** Partners holding the token-share receive dividends from three hybrid liquidity pools. The platform allocates 100% of fees to payouts.

***

## 📅 Development Timeline

* **Start of Development:** November 2021.
* **Launch of Yield Indices:** June 2022. The starting value of all three hybrid pools was set at $1.
* **Tokenization of YLDX:** December 2024.

***

## 🔍 Asset Management Methodology

* **Asset Diversification:** Limit investments in a single pool to 2.5%.
* **TVL-Based Pool Selection:** Invest only in pools with TVL exceeding $10 million.
* **Lending Protocol Limit:** Maximum of 20% of total deposits.
* **Focus on Returns:** Prioritize the most profitable indices to optimize income.
* **Withdrawal Management:** Prioritize withdrawals from less profitable pools.
* **Fee Optimization:** Minimize operational costs through efficient transaction management.

***

## 🤝 How to Work with Us

1. Invest in liquidity pools through our platform.
2. Purchase the platform's dividend token **$BANK**.

***

## 🌟 Our Proposal

To accelerate the development of the platform and create a solid foundation for scaling, we are launching an **Angel Round** to attract a strategic partner.

### **Fundraising Details**

* **Target Raise:** $1 million.
* **Token Price:** **$0.01**.
* **Total Supply:** **1 billion tokens**.
* **Valuation:** **$10 million**.
* **Equity Offered:** **10% of total tokens**.

### **How Funds Will Be Used**

The raised funds will be placed in our own **DEX Pool**, stored securely on cold wallets. The portfolio will consist of the top 20 cryptocurrencies used for gas payments on major blockchains.

* **Expected Monthly Revenue:** $30,000–$80,000.
* This revenue will serve as the foundation for sustainable platform development.

### **Key Goals**

1. **Stable Payroll Fund:** Ensure a reliable salary pool for the team.
2. **Team Expansion:** Hire key specialists, including:
   * **CEO:** Focused on regulatory compliance and licensing.
   * **CMO:** Responsible for promoting the platform at international conferences.
3. **Regulatory Compliance:** Develop a legal framework to meet market regulations and enable mass adoption.
4. **Marketing Campaigns:** Launch targeted marketing efforts and strengthen our presence at key conferences in the US and other regions.

***

## 📞 Contact Information

* **Email:** Ceo\@yldx
* **Telegram:** [@YLDX](https://t.me/defibankonline)
* **Twitter:** [@YLDX](https://x.com/DefiBankonline)
* **Medium:** [@YLDX](https://medium.com/@defibank.online)
* **Gitbook:** [@YLDX](https://defi-bank.gitbook.io/defibank.online)


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